Typically it would be Ma'am, or if less formal it may be Miss withher surname. If a man and a woman are at the same level, which wouldusually only hap...en in a large company, the man would still use Misssurname to the woman while she would call him by his first name. Ingeneral men rarely call any adult female by their first name unless theyare family or very close friends.This is actually great progress. It is only in the last 25 years or sowhere a man would even use his wife's name in public.. I know, first hand, and my private investigator found out that the medical examiner said, he was alive when he went off the cliff, so I am entitled to the full amount of the double indemnity claim."Unfortunately, without any proof of suicide, she was probably right. In any case, we would probably lose a court trial, the jury would award her the full amount of the claim and we would be stuck with the cost of the litigation too. It would be best to cut our losses and settle. I wondered if I could. Just like how her precum leaked through the small opening at the bottomof a membrane, the former Greg's seeds poured out through the same tinyhole. Being flooded with her friend's pussy ejaculate, Brenda managed toswallow a good amount of it before retreating.As she got back onto her feet, the devious grin on her rather beautifulface told Maggie what's on her mind. In fact the elongated object pushingup the front of her skirt confirmed Maggie's suspicion. Mrs. Coburn hadapparently released her. I told her to lie down on her stomach on the bed.I lifted her saree to her knees and started massaging. I massaged her legs for 30 min and she started to doze off. She had slept off completely. I saw that and realized this is my chance. I started going up slowly as I was massaging inside the saree.I started to massage her sexy thighs. Slowly, I was massaging her inner thigh near her pussy. Then, I started to hear soft moans. Then, she got up and was facing me and asked what I was doing.I was.