Ms. Meriwether asked if she could help, and I gave her the telephone bills to compute. After adding the amount due to the gas company, I totaled the a...ounts owed, and wrote a check to the bank.A Ms. Shaffer called from the bank, saying that Ms. Whitney had told her about our dilemma, and that she was anxious to help with having our utility services resumed. I gave her the addresses of the companies, and told her that Ms. Meriwether would be there momentarily with the check."The downstairs is. . you what?"I could hear the edge of uncertainty and fear quivering in her tone of voice, so much so that she actually dropped her hands, now gripping the side of the tub in order to support herself as she sat there, no longer concerned with the fact that I could now see her entirely, unprotected of herself as she sat there looking like a deer staring into the headlights of a car as she did so."You really do have gorgeous tits!" I now added, not letting up, keeping her off balance. "Watching. Then I asked her to put her right foot on the left foot. She was sitting by the window side. I started caressing her beautiful foot. I slowly massaged her right foot. I kissed her foot and licked it. I put my hands thru her churidhar tops from under and reached her fleshy medium sized boobs. Ooooh.. It was so gr8. She was silently moaning ssss…. Aaahhh… etc. Since there was no one around us who could hear us we were enjoying. After some time our minds got very relaxed since it was very late and. I have only masturbated a few times but I am so aroused. I slide one of my fingers inside and start to rub it all over. It feels so good and I am becoming a little wet as I am doing this. I then put another finger in and move it all around. I am now fucking my pussy and I am moaning a bit. I am noticing that I have white stuff on my fingers, I guess it is cum.After what seems like a very long time, I decide to call Steve and ask him to come over. I decide when he comes, I want to make.