Michael felt comfortable in his job, he loved his neighborhood and like his customers. He did not want to leave it and them. He felt that Earth Bank w...s ripping him away from the life that he had so dearly wanted to lead. He hated Earth Bank for that. He wished he could start his own bank and call it, ‘O’Leary’s Savings and Loan.’ He thought about a calendar filled not with landscapes of Ireland but with mini-portraits painted by Irish artists of the people of Ireland and given to every. Anyway, one day I'm at the gym, and I see him there as I'm heading to the locker room. He's shirtless, and has just been working out, and, well ... anyway, we start chatting, and he says I should come by to his apartment, just a couple of blocks away, for dinner."Now?" I ask. I feel sweaty and very unsexy. But he says yes and I do have a change of clothes in my bag, so I say, let me shower, first. He laughs and says it's just him and his roommates cooking up some steaks, no need to get all. He had come to deliver some hay bales to his daughters stable. He was dressed in tight blue denim jeans , timberland boots with a bare torso in the heat. As he walked round to the back of the car Rachel could see his body and she drew in a breath, he was athletic , brown hair around 40 years old. His upper body was athletically muscled and as he picked up the hay bale all the muscles in his upped body flexed at the same time. The top half of his body was sweating profusely in the heat , and. We exchanged many emails and some pictures of each other. Soon we were corresponding on a regular basis. I looked forward to hearing from her and she said that she feels the same way. Our conversations were always very erotic and we explored a number of topics.I soon discovered to my delight that Sue had exhibitionist fantasies as well. I encouraged her to masturbate frequently as she imagined them. I suggested that she try flashing with no panties in a 'accidental' upskirt situations. To my.