I got fed up with arguing about it and called Sam Fowler, explained the situation and gave him his instructions: sic 'em. Sam was on the job immediate...y and within two weeks, had an agreement for settlement at the full amount.He reminded them that there was specific wording in the insurance policy as to the value of the boat and that there was no wording to allow them to renegotiate. He suggested a court case would be costly and do them no credit when they lost. Sam was sure that their legal. Not only was she a virgin, she had never seen another man’s body, and had never let any of her boyfriends do anything more than grab a quick feel, and kiss her for hours. When her sister’s husband had tried to divest her of her virginity at that New Year’s Eve party, he was the first man to shove his hand in her panties. He’d been in the act of getting naked, when she screamed. Danny, who was just a friend of his, and who had come along to the party because he had nothing better to do, arrived. "He didn't like having his head constrained to one position but she shed her negligee then climbed onto the table. She moved above his face."You have a beautiful pussy." Why thank you, Jake. That is very nice of you."She didn't go directly over his face. That wouldn't do at all. She sat more over his neck but he could see her pussy as he commented earlier. She used her fingers to open up her pussy."That's where my big cock is going," Jake bragged.She let out a stream of urine. It was perfectly. Keen not to alert the dog’s sensitive ears with my cuffs, I stayed still a while longer. I heard a splash and realized that the dog had jumped into the river. ‘Good girl’ said her owner as she emerged with a stick in her mouth. Another splash, and Rosie was fetching the stick again. Looks like I was going to have to be a bit more patient. By this stage the alcohol was wearing off and I was freezing. I began to shiver. My boobs jiggled again, nipples erect in the cold air. Clink, clink, clink.