The insurance company probably won’t protest since it’s only your second claim and the first one was for your broken arm ten years ago. That will ...ive you three months to get your life in order without having to worry about your job or how you were going to find the time to make all these changes. In three months, you can do a lot of good things for your health and your future.’ I looked at him for a long moment. ‘You can do that?’ ‘Yes, and frankly, I think it’s a lot closer to the truth than. After a week I received a call from Ramesh and said to come at his place. When I reached there Ramesh opened the door pulled me inside and locked the door.Ramesh:- go into bedroom there is a surprise for youMe:-what is thatRamesh:- go inside you will only come to knowWhen I went inside there was a bridal dress inside a red saree along with bra and panty. I felt very happy and worn them.I was perfectly looking like a bride who got dressed for her 1st night. After finishing I called Ramesh, he. He touched and felt the sides of my breasts. Due to this unexpected move, a moan escaped my mouth. He then did the same all over my breasts, even on my nipples. This man was openly molesting me and I don’t know why, but I couldn’t put up any resistance to it. He then put his hands in the v line and traced it all over to feel my naked flesh and he made me turn around and told me madam, you have indeed tied the knots very awkwardly. Let me tie them perfectly for you saying so, he removed the knot. “Exactly. It doesn’t matter that I spanked you a couple of hours ago. It’s your own fault for being rude to me isn’t it?” “Yes” Marsha said almost in a whisper. “I can only tell you Marsha that at least you know where you stand with me. I carry out every threat and every promise. Not like you, eh?” Mrs Howard didn’t wait for a reply. She just started spanking Marsha again, just like the first time, turning her bottom redder and redder. She enjoyed this one even more than the first.