As I was finishing my first beverage a old employee of mine sat down beside me and asked If I could give her a ride home because her roommate stood he... up. Sally was one of my best bartenders when a owned my one club. She is blonde, cute, young, 5 foot 3 and a super figure. We were just friends when she worked for me and I never made any advances to her.As I was driving her home she commented that I was always a gentleman and felt safe being with me. She asked me why I never tried to hit on. I sat down on the bed, shaking my head. My voice caught in my throat, fighting back emotion. “Oh, god, Denise…I don’t know… hell, I can hardly believe it myself…” “What?” She asked, her voice suddenly full of concern as she sat down aside me, “Rob, what is it?”I took a deep breath, preparing myself to open up.“…uhh…remember, last week, I said my tux didn’t fit..? Well, neither do any of my other clothes…it’s…it’s not them. It’s me…I’ve…”“What, Rob…what are you saying? Are you saying. Net loss absorbed by the credit card company of over $25,000 plus time. There is no one to prosecute. Perhaps the company’s fraud losses move from two basis points to two-point-one basis points. The fraud barely registers in the accounts as a bookkeeping error.But someone out there just stole $25,000.It was the fraud hotline that led me to the seamy underbelly of the EFC cyberworld.Every possible thing on earth can be bought with a credit card—drugs, prostitutes, a kidney, a trip to the space. . The hail and rain stopped as suddenly as they had begun and soon the clouds were clearing and the sun shining once again. The street began to fill up with people, emerging from shelter to continue about their business. One such person passed Veronica and slapped her backside sharply making a very loud cracking noise as he did so. It was a deftly delivered slap however and did not sting. The guy must be an expert, she thought! He turned round as he overtook her and grinned in a friendly.