He pulled his hand away from my bum but I quickly felt it again between my cheeks, wet this time, and he pushed a finger into me. I didn’t resist as...I had already done this myself a few times in the bath. But it was a whole different experience now as he continued to vigorously finger my hole and wank my cock. I tried to steady myself against the back wall, hardly believing the feelings that were engulfing me.By now I guess he realised that time was getting on and he pulled away, telling me to. My nipples were hard, partly because I was horny and partly because it was chilly…summer nights in England usually are! As we kissed he undid a couple of buttons on my cardigan and slid his hand inside. Then he undid 3 or 4 buttons on the front of my dress and pulled it aside, exposing one breast then the other. My tits were young and firm back then and small enough that I didn’t need a bra. The cold misty spray from the surf caressed my skin, it was exhilarating. Overwhelmed by excitement and. Then she unbutton her blouse and slide my hand while lifting her bra so that I could pledge with my hand on her breast and thumb rubbing the nipple to seal the deal. Since Ellen is on her away we can start today. You can start receiving some of the benefits right away. When Ellen gets home I’ll talk to her .. Woman to Woman. But for now let us commence this arrangement with some fun by the pool, when we get back.” I added,“I don’t have swimming clothes”. Dale added “I always go skinning. ..I lay it out on the dining-room floor, still not believing.I step over it... and nothing happens.Too good to be true. Relieved? Disappointed?But I had crossed from pink to blue: I'm using it wrong.I step back the other way, and gasp.I am different. Everything is different.I'm about two inches shorter, and as promised I am female. My mother oncetold me that I would have been called Charlotte if I'd been a girl, andsure enough, I am... although it seems I prefer to be known as Charley.Trust me.