Third, I am making sure that they don't lose everything and wind up on welfare. So I just might be keeping my taxes down."Amy continued staring at him... "That's convoluted logic."Brad laughed until tears came to his eyes, "Well it works for me."Brad drove to the bank and told Amy to come inside with him and watch how he works. They sat down with the manager and he asked if the bank would consider selling the mortgage on John's house. The manager pulled up the mortgage on his computer and studied. And these he spoke as his hand roamed over her panties covered ass cheeks….yes..yes what..he took them down, her breathing was short and erratic. I was in semi shock watching the scene before me. Frank was actually pulling down my oldest friends knickers exposing her totally, he stopped where her thighs held the elastic tight. She looked so sexy and so vulnerable.You want this Sylvia don’t you. Her head nodded she couldn’t speak and neither could I Frank was going to spank her there was no. I've got a long day ahead of me and most of it starts this morning," I said as I crawled up onto the bed next to the grinning and buxom bombshell."Did you see your girl in your dreams?" she asked softly.I was at a loss of how much to tell her. On one hand she had pretty much saved me and even helped me with my hunger, but on the other hand I didn't know her any better than I had Michael before I had seen his memories. Maybe if she let me see her memories I could drop all barriers and tell her. Phil was watching the indecision playing out on Hailey’s feature.“Let’s go back to my room,” she said. “I need to tell you about last night.”“No, you don’t,” Phil replied.“Yes, I do,” Hailey insisted. “I should have done this before you agreed to date me.”The conversation closed while they waited for the elevator. It resumed when they exited on the fifth floor.“The room smells,” Hailey said in a low voice as they walked down the hallway. “I didn’t want you to be surprised.”“I have a good idea.