Don explained that they would probably pay the claim once the official arson report was in. And digested. Although the final report would take weeks. ...��Even when we’re convinced the homeowner set the fire we might still pay.”“Why?”“Juries are unpredictable. If they believe we’re acting unreasonably, they can nail us for ‘bad faith.’ Then we could be liable for compensatory damages in addition to our contractural obligations. And worse, a jury could tack on punitive damages.”I thought, but didn’t. I turned upside down to her. .Like I was sitting on her facing her legs. I turned her sidewards and inserted my left-hand fingers into her pussy and inserted my forefinger of the right hand into her ass hole. It was so small and tight. She didn’t let it in. I spit on her assshole I sucked my fingers and inserted it again. In went in deep.I was into her ass hole and pussy at the same time. I went deeper and deeper. I was arousing her like anything. She was irresistible and couldn’t control. It’s too tempting not to go in and cool off. I love skinny dipping anyway. Two feet into the pool and the water is freezing cold. I wait to adjust a minute and then continue in a couple more feet. Adjusted to the new depth, I knew what had to happen next. Guys know what I’m talking about. I’m fighting with myself to just jump in or keep it slow. Jump it is. As I dive in and feel the icy water around my whole body, I wonder if I’m going to make it back to the shore. As I surface I feel better. I was just looking around smiling at everyone. We were both drinking our beers and looking around to see if we saw any cute guys. “I love this song. Want to dance, Rachael?” “Sure. Let’s go.” We went to the dance floor and we danced to a few fast songs. "I really love this music." "I know, I like it too." "So many people dancing. Lots of hot guys." "I know. Do you see anybody you like?" "I see a few." "Me too." There were so many people on the dance floor. There were lots of guys that.