She had gone conservative in her clothing. We eyed her closely as she walked through the kitchen. “Morgan, stop a minute. Spin around. Josh wants...to get a better look.” Red Faced Morgan stopped and turned around. “Sweetie, those clothes don’t flatter you. Take off that Sweat-shirt.” “Bob! I don’t have anything underneath.” “I smiled, that’s good.” Morgan looked puzzled, unwilling. “Morgan, take off the sweat-shirt. “ Reluctantly Morgan began her strip. Looking good Morgan.” . A few steps from the boat, I stopped and said, "Let's do it on the beach!"He was stunned and said, "Are you serious?" Yes, I am! I'll sit on you; no one will even know we're doing it. " I was wearing a blue sundress that buttoned up the front. It came to below my knee, so there was plenty of coverage.Ray asked, "When do you want to go?"I said, "Let's go now."I took off my panties, teasingly raising the hem of my dress just to the point where he could almost see my wet pussy but no higher, and. ..I'll do it." She lifted her body and pulled her french knickers down her legs and hitched her dress up to her hips. She put a leg either side of the stick and rubbed her clit quickly before gently inserting two digits into her soaking pussy. "Ohhhh." She lightly moaned as the digits gently probed her. She removed her fingers and rested a hand on each seat and slowly glided her slit across the top of the stick. "I don't know if it'll fit." She cooed while her lust filled eyes glanced straight. “So” she smiled wiping her hands on a tissue “Should we stay here all day”“No Amma”“Then……” was she teasing me. She smiled and walked past me, stealing a glance down my body. I realized with shame that my work trousers were tented.I found her at our balcony looking out at the night. I went closer and stood near her, my hands on the railing near her. Minutes passed, and the slowly she placed her hands over mine, our fingers entwined. I turned around. She was still looking away.“Amma” I.