Then she removed her jeans and bra, clad in a t-shirt and thong panties she unzipped the sleeping bag and crawled inside. It was around midnight that ...he saw the shadowy figure descend the stairs and her heart began to beat a little faster. She unzipped the sleeping bag and he slipped inside. He was on his left side so Shari moved to her right side. They embraced and she threw a silken leg across his leg, they were warm and solid. As they kissed she could feel his erection poking her through. Joan looked a little nervous and They told me this was their 2nd time with another man and that the 1st one did not pan out as he was demanding asshole and wanted to be the boss and not even listen to Bill and Joan requests of what they wanted. He wanted to turn them into his own property, so they threw him out and after a few months of discussion they decided to try again. After a brief talk we adjourned to the bedroom, it was lite by a few candles giving the a room a soft glow, Bill asked. I'll meet you at the insurance office in about an hour. I'll need to take my kids to my mother's.I was in the insurance company's parking lot waiting for Connie. I'm not up much on this insurance stuff so I hope she was being honest with me. All I had left was my home and personal belongings. I did have six years in my retirement but I knew no one could touch it. I also had about ten grand in a savings program the company offered. It wasn't losing that little bit of material items that would. Her skin was still cold and wet. I knew that she had to warm up soon or get real sick. Leaving the water to run, I go in and unwrapped the blankets. She was a sight for sore eyes, looking like she did. I made several tries to wake her and finally got her to sit up with her eyes open. “Sandy, can you get up and get into the tub? You can hand me your clothes through the door.” “Help me John, I can’t do it, all I feel is cold, wet and weak. Just undress me and put me in the tub. After I warm up.