"Her supervisor stepped in. "Mr Craven, welcome and please be seated. My name is Charles Hebden. I understand you were unwell recently, so let's not h...ve you standing. Esme here is our independent advisor on loan applications. She built up a good reputation in her financial business on Earth, so we are making use of her expert advice.The decision on your application, however, is entirely up to me, so rest assured that Esme is not involved in the making of that decision."Tom nodded his thanks at. Who with?" "Hmm, if I tell you, promise you'll treat it like an adult. I was young, you know." "That's interesting. Sure, I won't make judgements, maybe that's good when I tell you my story. So?" "So, it was someone I'd known a long time and someone I loved and trusted. Uh, it was my brother, Phil." "Geez, your brother. Maybe you don't want to talk about it. Sorry." "No, I don't mind. Not really." "Don't, if you'd rather not. I don't think you've ever told me you had a brother. Maybe this. ‘You like what you see?’ ‘Damn, hope you get the low card next time to see what’s underneath that!’ said Joe. I again looked over at Tommy in his boxers and there was no hiding the hardon peaking out from under his boxers. Maybe it wasn’t the best idea to go pants first. ‘FLIP!’ We flipped our cards over. ‘FUCK!!!’ said Shannon who had a 4 of diamonds. Shannon was always the quiet one of the group but there was something about this that was bringing her out of her shell. ‘Ah well, guess if. I was caught off guard again, she had the same sexual wit as me but she openly verbalized it! “Why don’t you join me!” she cooed. Before I knew it, my cock took over; it kicked off my shoes, it peeled off my shirt, it unbuckled my belt and pulled my jeans off. I was a slave to the instinctual lust of this growing member of my body. Maybe it was the lack of blood flow to my brain, but I slid into the cold wetness in just my boxers. Beth jumped up with excitement and started to bounce and splash.