I m 22 years old and am a fair, average looking person with a muscular built. I m 5 10 tall and dick is 7 inch big and 2 inch width.Coming to my story...I am basically from Lucknow. I got a seat in medical college in Mumbai. My father is a rich man. So he bought me a home in Mumbai. My neighbour named Varshini (name changed) also studying in our college. But she is 4 years senior to me. She is looking awesome. Her assets were perfect. Her size is 34C-28-36. Her ass attracts every boy and her. Rachael grimaced. “Yuck! No thank you!”“A Coke?”She nodded.In the kitchen, I rearranged myself, pressing my partial erection down. I couldn’t stop thinking about intimacy with her, the concept so exciting. With a Coke and Stella Artois in hand, I headed back.Sun was slipping towards the hills. Shadows from one wing of the house slowly crept towards us. We chatted about the day, Sue Ellen, and how I seemed to attract women without trying.At one point, Rachael turned in her chair and put her foot. The proportion of babies born with congenital abnormalities dropped slightly.This state of affairs lasted exactly one year. Then things got more interesting.Pauline had gone to bed early. Dealing with a five-year-old and twin two-year-olds all day can make a person tired. Frank came in around midnight and slid into bed beside her. She came to consciousness briefly and gave him a pat as she often did. Frank started relaxing, though visions of the troubles at work kept coming back to him. Half. ." She cut me off and said "well, we have 5 hours before they come back. SO why don't we see how good it really feels..."With that, she grabbed my face and began kissing me. I thought, "could it be that I'm gonna lose my virginity to my cousin??" Rather than pull myself away, I responded with more passion to which she was first surprised but went along with. I slipped off my shirt and shorts/boxers, while she took off her dress. Just my luck... she was wearing no panties. I told her to lay.