A.F. my wife would receive half of my pension in the event of my death. As i'd done 22 years I would be receiving an immediate pension so this was sig...ificant.The problem was i'd been absolutely useless at saving and all our parents were either dead or pensioners. I was due to receive a gratuity of thousands of pounds but this would be too late.We decided to get married at Gretna Green. It's not quite as it used to be, you do have to book these days. We explained to the relatives what we were. I thought she is also interested in me. I found it is the correct time and I kept my palm over her palm and started touching it romantically. No response from her I thought I can proceed and holds her hand tightly and she didn’t responded.I adjusted myself close to her she also came closer and taking it as an advantage I kept my hand on her thigh. She felt somewhat then I started caressing her thighs she too responded in positive manner and I started kissing her ear and neck and at last she. ." -- she paused, glanced at me, then looked away -- "I wish Ronnie was here now."I was hurt for a moment, but then I realized that wasn't what she had really started to say."Ronnie isn't here," I said, "but I am." Damn," Mindy said, pressing her fingers into her crotch, "I'm so fucking horny, Willy." She caught her lower lip between her teeth, moved her fingers in a circle, and gave a little shudder."Come here," I said, patting the bed on the other side of me."No, Willy, we can't!" Mindy said,. I know I was wrong. I shouldn’t have said all that. I can’t take back my words but please, don’t hate me. I know that you have been there for me, always. I realize your importance in my life — everyday, every minute and every second. I just never showed it to you.’ ‘But…’ ‘No, don’t interrupt. Let me complete. I have been a total jerk when it comes to you. I never did anything that made you feel cherished. I would do anything to rectify things. I love you more than anything in this world. And I.