The owner accepted our offer.We selected a private lender, staying away from the larger banking institutions, and because Kim was the only one of us w...th any credit to speak of after putting two hundred thousand down and using the home as collateral she took out a loan of fifty eight thousand dollars which covered all closing points, inspection, escrow and the few other miscellaneous fees.Because we used a private lender and because of the large down payment Kim was assured that her husband. ‘Hi Dotty, Angela … Um, I have a change in our plans for Friday … uh huh … well I have a friend, who wishes to go with us and we are going to do dinner first … he is treating! Uh huh … he’s a nice guy … Michael … well you have met him, sort if … uh huh … uh huh … well we will have to leave a little earlier … yeah … about six, is that okay? He is? … Good! That will work then … over here … yeah … he will be here too. Okay honey, bye!’ She disconnects, turns and smiles at me, saying, ‘Well sir,. " The 'Black Avenger' was one hundred percent realistic!"I'll kill you. Now take that out!" I think the three of us should all go to your brother's next swim meet," my best friend answered as she wiggled her hips at me. "See his big avenger"...2- Kyle Murrays dorm room: Wednesday January 11th 2012Before I go any farther with my story let me just say that I'm not a slut! I don't sleep around indiscriminately. I've had sex with four boys in my life. Just four in my whole life! My high school. Me- pahle to aap ye bataiye sir ki ye ” bhabhi ji ” kon hai… Maine itrate huye kaha ki mera naam swati hai….Ravi bhi thoda normal hote huye bole- sorry swati ji.Me- fir swati ji… Only swatiRavi – ok swati dear, or ye batao aap mujhe sir kyu bol rahi ho,, mera naam bhi ravi hai,, so call me ravi.Ok ravi.. Ab theek hai, ha ha haHa ab theek hai.Fir humne thodi der idhar udhar ki baate ki. Maine unhe apna ghar dikhaya, beech beech me maine inhe apni gori ghumavdar kamar ke darshan bhi karati rahi..