“You’re probably right. What we can do is put eight thousand five hundred down, and get a loan for five thousand. We’ll use the extra three thou...and for improvements on the property. We back off on how much we pay ourselves and leave enough money in the business in case we run into problems. We need to talk to a tax man about carrying operating capital from year to year. The tax hit shouldn’t be too bad.”Tim’s mother listened to the conversation. Tim was the youngest of the kids. His older. Come here lover, under this pillow let me kiss you awake. Silvie heard the door open, "what are you doing under there? Betty is that you, Yes darlings I've brought you some things for today. We have plans so it's time to get dressed, Silvie do you want me to help you. "Muffled words from the pillow" Yes that would be nice, Maya has other things to do. Would you hand me a robe please. Mmmm that was quite a day (and night) yesterday wasn't it Silvie. Yes it was! Well love, today is going to. ”“Thanks, I am looking forward to tonight.”Connie directed Mark to Charlie’s. There was a decent crowd already but it still was early. More men than women were there now but he thought women usually came in later when the band was already playing. Their reservation was confirmed and they were shown to a table that was next to the dance floor.Mark was able to get Connie to talk about herself. She had been married twice before. Her first husband died in a truck accident while her second husband. The cancellation fees ensure that we don’t have to reduce staff if a number of clients cancel for whatever reason. We’ve had very few of those, but we have had some, and it plays havoc with the budgets.“For the on-site support that’s chargeable, I agree with Dave. The blocks of hours make a lot of sense for the same reasons that they do for the consulting side. As Elyse pointed out in her memo, we do have to be careful of the liability that we incur to actually provide that support in the.